Armor Points
Once a marshal has assigned your Armor Rating, you may use an armor tag with up to as many Armor Points as you have Armor Rating. If you remove a piece of armor at any time during the game, your Armor Rating is reduced by the appropriate amount. You can never have more Armor Points on your tag than the actual armor you are wearing, and your maximum Armor Points may be limited by your class and Skills (see the “Classes” section for details). If needed, you may remove extra points from an Armor Tag by marking it down in order to use the tag - but this change is permanent and the lost points may not be “regained” without purchasing an entirely new armor tag.
You cannot carry multiple Armor tags and “switch” between them in battle, nor may you switch between different sources of armor (such as the Arcane Armor ritual and a physical Armor tag) without having the new suit of armor refit.
When struck for damage in battle, your Armor Points will be deducted before your Body Points. You must have the Blacksmith Skill to be able to refit armor and repair its damage. There are some magical effects like Mend Armor that may restore damaged Armor Points.