=====Natural Armor===== Some monsters have skin that acts like armor. It can be refit in sixty seconds. This is a [[Focus|Focused]] Action. Creatures with natural armor who are wearing another source of armor (such as a physical suit or [[Arcane Armor]]) must choose one and only one source of Armor to use at a time; switching will require a full [[refit]]. [[Natural Armor]] is not subject to the restrictions for physical armor. Note that a “[[Shatter]] Armor” effect will reduce a suit of Natural Armor to 0 [[Armor Points]] until it is [[refit]], just like a physical suit of armor.